Best Rates

We work with various lenders to ensure our clients receive the best deals, and all of the closing costs are paid with a credit from the lender.

Professional Service

You will deal directly with the owners who have a combined 50+ years in the mortgage business, and another 20+ years in financial management.

Client Focused

We believe in understanding your goals and helping you build your wealth. We love meeting clients in person – stop by anytime.

Century Mortgage Lending News:

The maximum conforming loan limit has increased to $510,400

Integrity and Experience in Birmingham for over 20 Years

Creative Financing

We offer creative financing choices and innovative programs to build long-term wealth.

Save On Fees

Zero point lender for purchase and refinance – No added fees, no prepayment penalties, no surprises.

Free Pre-Approvals

No cost pre-approvals in minutes. Fast, thorough underwriting; timely, hassle-free closings.

Client Focused

Over 90% of our clients are returning customers or have been referred by other happy clients.

Our Specialties

Zero Point Zero Cost Loans

True 0 point and 0 cost loans. Unlike other lenders, we do not roll your closing costs into your mortgage balance. Every closing cost associated with your closing is paid for you – from the appraisal to the overnight fees – including the lender title insurance.

  • 3% Equity Loans Purchase & 5% Equity Loans on Refinance
  • Second Homes
  • Investment Property Loans
  • HARP Programs
  • Interest Only Loan

Our Philosophy

Building Your Wealth

Century Mortgage Lending was founded over 20 years ago in Birmingham, Michigan to assist people in building their wealth through mortgage management strategies.

While you are still getting your loan through a bank, we represent many institutions and can assure that you are getting the best rate and program to fit your individual needs.

  • View current interest rates
  • Use the loan calculator
  • Request a quote
5,000+ Clients

in MI and CO

3% Down

min. on purchases

50+ Years

of experience

Explore your options

Purchase or Refinance

Whether you are purchasing or looking to refinance we will work with you to find the best financing options to meet your goals. Give us a call or meet us in person to see what options are available.


Pleas call or email us to schedule an appointment.

Request A Quote

Complete our online form or download an application.


Complete our online form or download an application.